Gilman Agency

Don't Let a Hospital Stay Become a Surprise Bill

Medicare Advantage caps your yearly costs, but a single hospital stay can still cost you $1,000–$2,000 or more before you're anywhere near that limit.

Medicare Advantage in-network out-of-pocket limits reach $9,250 in 2026 — but most plans charge a daily copay for hospital stays, so a short admission can generate a real bill fast.
Call (800) 927-9326 — Talk to a Licensed Agent

No cost, no obligation. Most calls take less than 10 minutes.

How a Hospital Indemnity Plan Helps

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Cash paid directly to you — use it for copays, transportation, groceries or anything else, no restrictions.
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Covers more than just hospital stays — ER visits, ambulance transport, ICU admissions, observation stays and skilled nursing care.
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Works alongside your current Medicare Advantage plan — no need to change your existing coverage.
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Affordable premiums — often just $10–$50 a month for seniors.

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